Making Mary Safe - Working with a Veteran Family
Client Persona

Michael is a 75 year-old Veteran of the Vietnam War. Michael is married to his longtime sweetheart Mary. The couple is retired and spend time with their three grown children and eight grandchildren. The couple chose to work with BayView Private Wealth because of their specialized knowledge and process around working with military families and Veterans

Main Goal

Michael wants to create a plan to make sure the family is well-cared for and to keep Mary safe. He also wants Mary to maintain the same standards of living she is used to.


  • Asset Protection 
  • Benefits Analysis 
  • Client Portal
  • Client Vault
  • Estate Planning 
  • Investment Analysis 
  • Life Insurance Planning 
  • Long-Term Care 
  • Risk Analysis 
  • Scenario Planning

Conclusion and Outcome

After identifying their main goals and objectives while expressing their respective concerns and underlying fears, Michael and Mary began working with BayView Private Wealth by scheduling a series of 1 to 2 hour meetings over a 3-month period. Each meeting was devoted to one element of their total financial plan. In this way, the couple felt more confident and had the space and time to ask important questions and avoided the feeling of being too overwhelmed. Technology was used to schedule virtual meetings, and to analyze current holdings.

Scenario planning was used to run certain stress tests against their financial plan under certain conditions. After running the analysis and completing their entire financial and estate plan, Michael & Mary finally purchased their dream lakehouse. They are building lifelong memories with the entire family and both have peace of mind about their legacy and what their future holds.

*This is a hypothetical client example in a financial planning situation that may be proposed in this scenario.

Want to Know More?

Do you want the same peace of mind as Michael & Mary? Reach out to BayView today to talk with our advisors! We can help you plan for the future.
Main: 850-990-0618
Conf: 850-297-1837
Fax: 850-852-0131
1234 Airport Road, Suite 121 Destin, FL 32541

Securities offered by Registered Representatives of Private Client Services (“PCS”). Member FINRA/SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Bayview Private Wealth, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a Client agreement is in place.

RFG Advisory Part 3, Form CRS, RFG Advisory Form ADV, Part 2A, Investment Advisor Public Disclosure, RFG Advisory Privacy Policy.

The Registered Representative(s) of PCS referenced on this website may only conduct securities business in the states in which they are currently registered. For a list of a Registered Representative’s current registered states, please visit FINRA’s BrokerCheck.
Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal.

Insurance products and services are offered through several insurance providers, including RFG Solutions LLC, an affiliated company of RFG Advisory.

© Copyright BayView Private Wealth 2022. All right reserved.